So You're Thinking About Buying A Home?
Fantastic! Whether this is your first home or your fifth or perhaps an investment, one thing remains the same: it's a complex process involving a great deal of time, energy, and of course, money.
This is an exciting time and my hope is to bring you clarity and peace of mind during your home buying journey.
The best approach to buying a home is to be informed. I can help answer questions along the way, outline what to expect on the road ahead and boost your confidence in finding the right home for you.
I'm here to help every step of the way. so if you're ready, let's get started!
So You're Thinking About Buying A Home?
Fantastic! Whether this is your first home or your fifth or perhaps an investment, one thing remains the same: it's a complex process involving a great deal of time, energy, and of course, money.
This is an exciting time and my hope is to bring you clarity and peace of mind during your home buying journey.
The best approach to buying a home is to be informed. I can help answer questions along the way, outline what to expect on the road ahead and boost your confidence in finding the right home for you.
I'm here to help every step of the way. so if you're ready, let's get started!
Supporting you every step of the way
If you're buying, I can enhance your search process by helping you uncover what you may not have considered. Whether it is schools, lifestyle, or the investment value of the property. Using our property search tools, you will be able to find the home that best meets your needs. Finally, with the knowledge of the market, real estate expertise and negotiating skills, I will help you get the best possible deal and handle all the critical details.
HOME BUYER'S GLOSSARY
AMORTIZATION SCHEDULE
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
Equity
The process of determining the market value of a property.
Mortgage
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
Term
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 United Realty Inc. Brokerage
INFO & SERVICES
387 George Street South
Peterborough, ON K9J 3E1
Office: 705-743-4444
Cell: 705-957-4354
kya.seguin@c21.ca
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